because of the proper, they doesnt count when your a lot more is established on the financing or the c/a good, it is still dominant prevention if the its in both certainly they. by the kept. we wouldnt know the way it truly does work indeed there. (take advice from their again maybe?)circumstance dos = semi-flexi only has 1 membership. with the intention that your to attenuate their dominating, the money Have to borrowing from the bank into homes financing account (subject to LO TnC). any commission made to their c/a have nothing to do with your own dominating because these accs commonly connected. therefore, the 2nd manager try “korek”. =)
In fact getting scenariio 1= I inquired the newest officer regarding the old-fashioned loan, she said perhaps not flexi then suggest me best to bring almost every other completely flexi plan.
Scen 2= making this “korek” haha. Your mode whichever most fee so you’re able to loan a good/c often subtract the principal amte to that LO, how about new T&C stated that we have to give improve see and make more fee. however the manager informed me not need as their LO perhaps not improve, this new LO however in line with the old one, nevertheless the bank operating system already change. How does ? I am frightened immediately following signing have a tendency to be sorry for later on, all mth must observe financial provide down payment .
Have got to up-date financial?
.As to why try not to including fully flexi? Or no time generate deposit should revision lender, i wld as an alternative capture totally flexi. Save time.
Heard together with Hleong islamic no securing months, hope you might give all of us for people who got people futher details. Thx.
In reality for scenariio 1= I asked brand new administrator about your traditional financing, she said not flexi upcoming advise me personally far better bring most other totally flexi package.
Scen 2= so this is “korek” haha. Your form any type of most percentage so you’re able to loan an excellent/c usually subtract the primary amte to this LO, what about brand new T&C reported that we must promote advance notice while making even more fee. nevertheless the administrator informed me not need since their LO maybe not improve, the latest LO still in line with the old one, but the banking system already up-date. How come ? I’m scared immediately after signing commonly regret after, the mth must see lender to provide down-payment .
Surely got to upgrade lender?
.Why do not such fully flexi? If any date create downpayment has to update lender, we wld alternatively simply take totally flexi. Save time.
Heard in addition to Hleong islamic no locking several months, vow you could potentially share with you for installment loan company Houston TX those who got any futher details. Thx.
whether its partial otherwise full flexi, their basically the same. imagine of it because the a manual automobile otherwise automobile automobile. high FC or over-continue charges towards benefits compared to significantly more leg work on cheaper maintaince costs. seemingly speaking.
out-of individual point of view, i’ll state go complete-flexi if you have the additional dollars just in case your supposed so you’re able to move the cash that frequently.
i am not completely yes on UOB’s pratices, however, u normally consult with the latest officials what sort of observe to make the most commission? over the counter notice, 1 month observe ahead etc.
Does anybody with this specific financing plan. Pls share particular light for me. My main priority is the get better/prepayment. Let’s say mthly installment are RM1k, and that i shell out RM1.5k all mth toward financing a good/c. Do brand new RM500 have a tendency to subtract regarding the Dominant amt , then decreasing the focus costs?
That said”No”, the additional payment usually park regarding the an effective/c and you will apply as an excellent mthly repayment when owed. See should be made available to lender if need the excess fee to be deduct the primary. She suggest us to use a complete flexi real estate loan.
