You could fill in a duplicate of one’s latest ITR you to definitely possess a great BIR stamp. I wikipedia reference do believe for it you to definitely, you’ll have to see your RDO discover stamped.
If you are a good freelancer or a business owner, you could potentially submit a copy of the audited ITR and you will BIR stamp. I don’t try out this that because We was not the one who removed the borrowed funds and that i didn’t contribute to end up being co-debtor, but I think this would suggest getting their latest ITR, and only to take the secure side, their accounting instructions, to the RDO.
When you find yourself functioning, you could choose to complete the authoritative thirty days pay sneak old at the very least 90 days in advance of day from software. Jay chose to submit around three so you’re able to seal the deal, haha! He as well as registered his COE as well as all of them.
It is with the starting point. Pag-IBIG commonly evaluate the submissions to test their eligibility to put on getting a property financing.
After you have filed these data on the internet, you are going to discover a contact prompting one to pay for the new control payment. We paid back Php 1,000. Make certain you print out a copy of verification of one’s payment. You will need to give this to help you Pag-IBIG , also the most other conditions, once you’ve become invited to check out its work environment because of current email address or a call.
Here you will find the files that you need to provide Pag-IBIG after you have been questioned add your posts privately:
step 1. Most of the unique copies of records you registered regarding earliest techniques, apart from the newest selfie. You should likewise have the ID photocopied.
dos. A copy of Unique Strength out of Attorneys with the agent. (Should your proprietor isnt from the Philippines)
The expense of notarization is determined by brand new arranged selling price of the house specified on your contract to offer.
They’ll along with inquire when deciding to take the photo with your good ID once again. This time, it will be their staff who will do the decide to try.
Assessment phase
Just like the dining table administrator appears more than your articles and you will sees no discrepancies, you might be questioned to fund assessment percentage. I paid back Php 2,000.
We were told to attend to have a trip from 1 off their staff about your schedule of the home appraisal. What happens while in the household appraisal is they will send representatives so you can always check our house to see if it suits its important and you will standards.
It titled three days ahead of it went along to. New appraisers was indeed within lay because of the 8AM. It went when you look at the, checked the fresh new specifications and you may don’t really talk to united states this much. They simply ran around to examine each place inside your home.
Then which was it. We were advised to go to due to their current email address if or not our loan might have been recognized or otherwise not approved; but not, they already warned you that home we had been trying buy is in short supply of 1 meter in width on their requirements.
Financing Denied
I acquired a message regarding Pag-IBIG officially saying that the newest measurements of our home failed to see its criteria, and that are that. Which was the end of our very own experience……for now.
I considered sending in a letter from reconsideration, nevertheless current email address demonstrably reported that we’d to deal with the latest thing and you will agree to deciding to make the expected alter, hence i didn’t. So we must take on all of our destiny and move ahead.
Oh really, at the least you will find gathered a life ability that we can use in the near future and to instruct all of our kids when it is the consider get their property. We had been, without a doubt, disturb, but we’re going to keep all of our expectations until i finally discover lay we could phone call household.
