If using the current or estimated rental money, you simply cannot explore presents or has due to the fact bucks reserves
If you plan to utilize the modern local rental money so you’re able to qualify to own a great Va loan, you must have at the least three months from mortgage repayments in dollars supplies. This currency will cover the main, notice, taxes, and you may insurance coverage.
The funds is going to be adequate to spend PMI and you can HOA fees for three months.